ClinicPay is the modern patient-pay layer that sits on top of the practice management software you already use. Apple Pay, saved cards, payment plans, and HSA support — without changing your back office.
Most independent practices send patient bills through portals that look like they were built before the iPhone. The result: friction-heavy login forms, no Apple Pay, no card-on-file, and a steady stream of balances that quietly age into collections.
ClinicPay sits on top of the practice management software you already use. We read the patient residuals your PMS exports, run the modern payment experience, and reconcile back when the patient pays.
We read the patient residual export your billing system already produces. No new workflows for your billers. CSV or API — whichever your system supports.
SMS notifications, branded patient portal, one-tap Apple Pay. Patients who saved a card at check-in are auto-charged for balances under your threshold.
Front-desk staff log into a simple page, look up a patient, and send a payment request by SMS or email in seconds. No paper, no callback, no PMS lookup required.
Funds settle directly to the practice's bank. Your admin dashboard shows what was paid, what's pending, and what needs a phone call.
A focused set of features that make patient payment one tap for patients and one less headache for practices.
One biometric tap to pay. The single biggest conversion-rate lever in patient payments. Saved cards and ACH supported in the same flow.
In v1Patient consents at check-in. Balances under your threshold (default $100) charge automatically when insurance adjudicates. SMS receipt confirms.
In v1Patients save a card once, set an auto-charge limit, and skip bills entirely. Balances under their limit are charged automatically with an SMS receipt the moment insurance adjudicates.
In v1Accept HSA and FSA cards alongside Visa and Mastercard. Generate IRS-compliant itemized receipts automatically for reimbursement submission.
In v1Patient receives the bill on the channel they prefer — text, email, or mailed paper with a scannable QR code. All three deliver to the same secure payment page.
In v1See what's been sent, opened, paid, and abandoned. Filter by status. Re-send manually or escalate to phone-call queue. Weekly collection reports.
In v1Query the patient's HSA balance through Plaid and HSA administrator APIs. Suggest paying from HSA when balance is sufficient — proven conversion lever.
Coming soonRun ClinicPay as your own brand. The patient sees your practice's name and colors. Configurable theme, custom domain, your logo.
In v1BAAs with all infrastructure providers. PHI stays in our HIPAA-compliant backend, never in payment processor scope. SOC 2 in progress.
LiveIf you run a medical billing service or a regional practice management platform, ClinicPay is the patient-pay layer that lets you keep your relationships and your back-office while shipping a 2026-era patient experience under your brand.
National players have already proven what modern patient-pay does to collection rates. We're bringing that same proven approach to the practices that regional PMSes serve.
Protected Health Information lives only in our HIPAA-compliant backend. Payment processing happens in PCI-scoped infrastructure where PHI never enters. SMS and email are sent through providers with signed BAAs. Cyber liability coverage included.
We're piloting with Hawaii practices and billing services first. If you run a practice, a billing service, or a regional PMS, we'd love to talk.
Book a 20-minute demo →